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                    Disclosure

                    Rogerio Nitschke is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0G26498), CO, FL, GA, and IN. No insurance business may be conducted outside the states referenced.

                    As a New York Life Agent, Rogerio Nitschke is licensed and authorized to offer insurance in California, but Ruggeri Gusttati Insurance and Financial Services may not be. For additional information on California licensure status, please click here.

                    Rogerio Nitschke is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1300 Concord Ter Fl 5, Sunrise, FL, 33323. In this regard, this communication is strictly intended for individuals residing in the states of CA, and FL. No offers may be made or accepted from any resident outside the specific states referenced.

                    Ruggeri Gusttati Insurance and Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                    Neither Ruggeri Gusttati Insurance and Financial Services nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                    For more information about NYLIFE Securities LLC and its investment professionals.

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